Have a say in future features of the card

We've made the card simple and the terms easy to understand. There is one low rate for balance transfers and purchases and no annual fee1.

Barclaycard Ring was created to change the way banks and cardmembers work together.

Decide how the card works together

You and fellow community members can propose ideas and vote for ways to make the card meet your needs. Barclaycard will show you how your ideas might impact the card's financial performance.

We believe that a community can be a vital part of the credit card experience.

Why? Because you should have a say in how your card works and we know we don't have all the answers. Adding a community allows us to collectively discuss new ideas and evolve the card together. It's also a place where we can share our financial knowledge and find out what's important to you. We can see the benefits in the existing community - they have submitted some innovative ideas that are already being implemented; and this is just the start. It's amazing what you can learn when you work with your customers.

Take a look at our books

We'll share financial stats monthly. In simple language, we'll explain how the program is performing. We'll make it easy for you to see where you can have an impact on the margins.

We want you to understand how the program works.

By being transparent about the program's financial performance we hope to start a dialogue about the card's financials that we can all benefit from. Each month you'll see how the collective Barclaycard Ring community is performing, how we make money, our expenses and what portion of the estimated profits can be shared through the Giveback™ program. We encourage you to challenge us and ask questions about the stats and welcome ideas for improvement.

What we've done so far

Oct 15, 2014
Using credit wisely
In the fifth blog of our Financial Planter 2014 series, we are focusin...
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Sep 15, 2014
Voting in Action!
Back in February, Barclaycard Ring card members voted on their cash ad...
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Jul 7, 2014
2nd Annual Report
We’re happy to share Barclaycard Ring’s 2013-2014 Annual Report with y...
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May 12, 2014
Credit Health Stats
We can all use a little financial insight sometimes. For this Credit F...
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Apr 16, 2014
Happy Anniversary!
Barclaycard Ring is now 2 years old! Jared and Jen take a moment to re...
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Feb 10, 2014
Voting Results!
The results are in and our Cardmember vote has had a resounding respon...
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Nov 5, 2013
Amazing new tool!
We're thrilled to announce that you will now know where you stand with...
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Oct 7, 2013
Credit Fitness Review
We excited to launch the Credit Fitness Review series and have partner...
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Aug 19, 2013
Mobile Website Enhancements
We’re thrilled to announce the recent launch of the mobile optimized v...
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Jul 8, 2013
Very Popular Blog Series!
Our Financial Planter Series blog post "How to establish credit" receives many kudos in the community!
Jun 21, 2013
First Annual Report
Barclaycard Ring’s first Annual Report is another effort to show trans...
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Jun 3, 2013
1st Palladium Community Member
O6 was the first community member to achieve the highest rank in the c...
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Barclaycard Ring

Believe it or not we'd like to see the credit card industry change just as much as you would. At Barclaycard Ring we believe we can give you a simple credit card product, still make a profit and then ultimately share some of that success with you. We also believe you should have a voice and be able shape Barclaycard Ring into something you can feel good about.

Check if Barclaycard Ring is right for you